Tag Archives: Wealth Management

TFS Insurance Advisor – April 2016 Newsletter

0416Newsletter_001 0416Newsletter_0020416Newsletter_0030416Newsletter_004

To download or view the entire newsletter in PDF format, please click on this link or on the pictures above.

If you have questions regarding these products, please contact or our Business Development Specialist, Thomas Hyland Jr.

Thomas P. Hyland, Jr.
Business Development Specialist
(732) 758-9300 x127
THylandJr@TFSweb.com

TFS Insurance Brokerage, Inc.

Insurance Products Offered through TFS Insurance Brokerage, Inc.
Securities Offered Through TFS Securities, Inc. Member FINRA & SIPC
Investment Advisory Services Offered Through TFS Advisory Services
Mortgages Offered Through TFS Mortgage Corporation, Inc.
Find out about us at www.tfsweb.com

TFS Insurance Advisor – March 2016 Newsletter

0316Newsletter_001 0316Newsletter_002 0316Newsletter_003 0316Newsletter_004

To download or view the entire newsletter in PDF format, please click on this link or on the pictures above.

If you have questions regarding these products, please contact or our Business Development Specialist, Thomas Hyland Jr.

Thomas P. Hyland, Jr.
Business Development Specialist
(732) 758-9300 x127
THylandJr@TFSweb.com

TFS Insurance Brokerage, Inc.

Insurance Products Offered through TFS Insurance Brokerage, Inc.
Securities Offered Through TFS Securities, Inc. Member FINRA & SIPC
Investment Advisory Services Offered Through TFS Advisory Services
Mortgages Offered Through TFS Mortgage Corporation, Inc.
Find out about us at www.tfsweb.com

TFS Insurance Advisor – February 2016 Newsletter

0216Newsletter10216Newsletter20216Newsletter30216Newsletter4

To download or view the entire newsletter in PDF format, please click on this link or on the pictures above.

If you have questions regarding these products, please contact or our Business Development Specialist, Thomas Hyland Jr.

Thomas P. Hyland, Jr.
Business Development Specialist
(732) 758-9300 x127
THylandJr@TFSweb.com

TFS Insurance Brokerage, Inc.

Insurance Products Offered through TFS Insurance Brokerage, Inc.
Securities Offered Through TFS Securities, Inc. Member FINRA & SIPC
Investment Advisory Services Offered Through TFS Advisory Services
Mortgages Offered Through TFS Mortgage Corporation, Inc.
Find out about us at www.tfsweb.com

Retirement Income Planning Using Indexed UL Insurance

VoyaIUL

Click here for the Voya IUL Illustration!

If you have questions regarding these products, please contact the members of our marketing team, Thomas Hyland Jr. and Eric Edwards.

Thomas P. Hyland, Jr.
Business Development Specialist
Phone: (732) 758-9300 x127
Email: THylandJr@TFSweb.com

Eric Edwards
Phone: (732) 758-9300 x125
Email: EEdwards@TFSweb.com

TFS Insurance Brokerage, Inc.

Insurance Products Offered through TFS Insurance Brokerage, Inc.
Securities Offered Through TFS Securities, Inc. Member FINRA & SIPC
Investment Advisory Services Offered Through TFS Advisory Services
Mortgages Offered Through TFS Mortgage Corporation, Inc.

TFS Insurance Advisor – January 2016 Newsletter

0116Newsletter_001 0116Newsletter_002 0116Newsletter_003 0116Newsletter_004

To download or view the entire newsletter in PDF format, please click on this link or on the pictures above.

If you have questions regarding these products, please contact or our Business Development Specialist, Thomas Hyland Jr.

Thomas P. Hyland, Jr.
Business Development Specialist
(732) 758-9300 x127
THylandJr@TFSweb.com

TFS Insurance Brokerage, Inc.

Insurance Products Offered through TFS Insurance Brokerage, Inc.
Securities Offered Through TFS Securities, Inc. Member FINRA & SIPC
Investment Advisory Services Offered Through TFS Advisory Services
Mortgages Offered Through TFS Mortgage Corporation, Inc.
Find out about us at www.tfsweb.com

TFS Insurance Advisor – November 2015 Newsletter

1115InsNewsletter_001 1115InsNewsletter_002 1115InsNewsletter_003 1115InsNewsletter_004

To download or view the entire newsletter in PDF format, please click on this link or on the pictures above.

If you have questions regarding these products, please contact our Senior Care Specialist, Ted Durante, or our Business Development Specialist, Thomas Hyland Jr.

Ted Durante
Senior Care Specialist
(732) 758-9300 x163
TDurante@TFSweb.com

Thomas P. Hyland, Jr.
Business Development Specialist
(732) 758-9300 x127
THylandJr@TFSweb.com

TFS Insurance Brokerage, Inc.

Insurance Products Offered through TFS Insurance Brokerage, Inc.
Securities Offered Through TFS Securities, Inc. Member FINRA & SIPC
Investment Advisory Services Offered Through TFS Advisory Services
Mortgages Offered Through TFS Mortgage Corporation, Inc.
Find out about us at www.tfsweb.com

The New Generation of Living Benefit Riders

This is Part 2 of our follow up to the Preferred Partners Event this past Thursday, November 12, 2015!  Policies with living benefits allow clients of qualifying policies early access to the death benefits of their life insurance policies during their lives.  When a client needs access to cash as a result chronic, critical, or terminal illnesses, the living benefits that can be included in their life insurance policies can make all the difference in the world.  As a relatively new aspect of life insurance, living benefits were not around for policies written over 5 years ago.  You have the potential to be a hero for your client in their time of need. When reviewing your client’s insurance needs, consider Protective Life’s Custom Choice UL and their accompanying Extend Care Rider.

We have provided some basic details below and provided supporting documentation on the specifics of each of the products here to make life easier for you, because that is what we do!  Take a look at the descriptions below and click on the links to view or download the PDF’s of the supporting product information!

Protective

  • Protective Extend Care Rider
    • Offered on Protective’s Custom Choice UL described below.
    • A minimal cost Chronic Illness Rider offered on the UL products.
    • No rebated death benefits like North American does.
    • Access to 100% of the Death Benefit.
    • The client can specify the monthly benefit and use it as they please.
      • $250 minimum monthly benefit.
      • $9,900 maximum monthly benefit.
      • (No more than 5% of the Death Benefit).
      • 3 or 12 month waiting period.
    • Qualifications.
      • Available for ages 20-80.
      • Death Benefits of $100,000 – $5,000,000
      • Be without 2 of 6 ADL’s for 90 days.
    • Protective Extend Care Rider Facts
    • Protective Extend Care Rider Product Guide
  • Protective Custom Choice UL.
    • A preferred UL product offered by TFS.
    • Utilize the quick “e-ticket” on the TFS website.
    • Run a quote on our website and compare by various available guarantees right there.
    • Quote and submit an application on our website in under 10 minutes.
    • Highly customizable guarantee periods can allow for structuring like a 5 or 10 year term product for older client’s that might otherwise be too old for term.
    • A 61 day Grace Period.
    • Has an available IPO (Income Provider Option) Rider free of charge that can lower the cost of the premium by 5-10% by spreading out the death benefit through multiple payments.
      • This is a great way to help sell the additional cost of the Extend Care Rider.
    • Protective Custom Choice UL Product Guide

Keep your eyes open for the remaining two parts of the follow up to the Preferred Partners Event from Thursday, November 12, 2015, or check out the previous one!  There will be some exciting information on the following topics!

If you have questions regarding these products, please contact our Business Development Specialist, Thomas Hyland Jr.

Thomas P. Hyland, Jr.
Business Development Specialist
(732) 758-9300 x127
THylandJr@TFSweb.com
www.tfsweb.com

TFS Insurance Brokerage, Inc.

Insurance Products Offered through TFS Insurance Brokerage, Inc.
Securities Offered Through TFS Securities, Inc. Member FINRA & SIPC
Investment Advisory Services Offered Through TFS Advisory Services
Mortgages Offered Through TFS Mortgage Corporation, Inc.

The Missing Link For Your Client – Linked Benefit Products

This is Part 1 of our follow up to the Preferred Partners Event this past Thursday, November 12, 2015!  For those who do not know, Linked Benefit Products are a hybrid product, combining the benefits of Life Insurance, Long Term Care, and Annuities.  We want to familiarize you with the premier options that TFS Insurance Brokerage has available for your clients.  We have analyzed the advantages of the three main players in the Linked-Benefit market and provided supporting documentation on the specifics of each of the products here to make life easier for you, because that is what we do!  Take a look at the descriptions below and click on the links to view or download the PDF’s of the supporting product information!

Keep your eyes open for the remaining three parts of the follow up to the Preferred Partners Event from Thursday, November 12, 2015!  There will be some exciting information on the following topics!

  • THE NEW GENERATION OF LIVING BENEFIT RIDERS
  • THE BEGINNING OF FIRST-TO-DIE POLICIES
  • NOT ALL TERM PRODUCTS ARE CREATED EQUAL

If you have questions regarding these products, please contact our Senior Care Specialist, Ted Durante, or our Business Development Specialist, Thomas Hyland Jr.

Ted Durante
Senior Care Specialist
Phone: (732) 758-9300 x163
Email: TDurante@TFSweb.com

Thomas P. Hyland, Jr.
Business Development Specialist
Phone: (732) 758-9300 x127
Email: THylandJr@TFSweb.com

TFS Insurance Brokerage, Inc.

Insurance Products Offered through TFS Insurance Brokerage, Inc.
Securities Offered Through TFS Securities, Inc. Member FINRA & SIPC
Investment Advisory Services Offered Through TFS Advisory Services
Mortgages Offered Through TFS Mortgage Corporation, Inc.

 

TFS Insurance Advisor – October 2015 Newsletter

1015InsNewsletter_001 1015InsNewsletter_002 1015InsNewsletter_003 1015InsNewsletter_004

To download or view the entire newsletter in PDF format, please click on this link or on the pictures above.

Thomas P. Hyland, Jr.
Business Development Specialist
TFS Insurance Brokerage, Inc.
Direct:          (732) 758-9300 x127
Toll-free:       (800) 833-1862 x127
DirectFax:    (732) 576-4519
Email:          THylandJr@TFSweb.com
Find out about us at www.tfsweb.com