If you have questions regarding these products, please contact or our Business Development Specialist, Thomas Hyland Jr.
Thomas P. Hyland, Jr. Business Development Specialist
(732) 758-9300 x127
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“…if your wife starts Social Security at age 62, she’ll lock in a permanent “real” reduction of 25%. “I say ‘real’ because the lower benefit will provide a smaller base on which cost-of-living-adjustments will apply into the future,”
“A Social Security benefit starting at age 66 or later would provide a higher lifetime income stream to your wife and earn higher cost-of-living-adjustments,”