Tag Archives: 401k

TFS Insurance Advisor – April 2016 Newsletter

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Thomas P. Hyland, Jr.
Business Development Specialist
(732) 758-9300 x127

TFS Insurance Brokerage, Inc.

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Should You Use Your 401(k) Before Social Security?

GrowthImageAn article from USA Today

Read some highlights below or click here for the full article

“…if your wife starts Social Security at age 62, she’ll lock in a permanent “real” reduction of 25%. “I say ‘real’ because the lower benefit will provide a smaller base on which cost-of-living-adjustments will apply into the future,”

“A Social Security benefit starting at age 66 or later would provide a higher lifetime income stream to your wife and earn higher cost-of-living-adjustments,”