North American is blowing the competition away with their Guaranteed Builder IUL!!!

IUL

The new Guarantee Builder IUL is a competitive choice for your clients, thanks to a new, lower premium…

Male, Age 35, Standard Non-Tobacco, $500,000 Death Benefit
Level Pay, Guarantee to Maturity

Company Product Guarantee Premium Year 30 Cash Value
North American Guarnatee Builder IUL $2,855 $164,583
Penn Mutual Guaranteed Protection IUL $2,903 $81,800
Aviva Advantage Builder IV IUL $2,956 $87,073
Banner Life Choice UL $3,067 $17,273
Protective Advantage Choice UL $3,219 $82,039
Minnesota Life Eclipse Protector IUL $3,434 $174,588
American General AG Choice Index UL $3,886 $205,809
all products illustrated at current illustrated rates

…and competitive cash value potential.

Male, Age 35, Standard Non-Tobacco, $500,000 Death Benefit
Level Premium of $3,886, Guarantee to Maturity

Company Product Year 30 Cash Value
North American Guarnatee Builder IUL $311,874
Minnesota Life Eclipse Protector IUL $216,657
American General Choice Index GUL $205,815
Aviva Advantage Builder IV IUL $177,162
Penn Mutual Guaranteed Protection UL $142,302
Protective Advantage Choice UL $112,735
Banner Life Choice UL $17,273

all products illustrated at current illustrated rates

The new Guarantee Builder IUL now features:

  • Accelerated death benefit options for critical, chronic, and terminal illness (1)
  • Extended No-Lapse Guarantee up to age 120 (2) (only pay to age 100)
  • Lower minimum death benefit of $25,000
  • Interest bonuses of .75% in years 11+ on both the indexed and fixed accounts (3)

And, as always, Guarantee Builder IUL offers a unique protected death benefit option(4) that provides access to cash value accumulation while still guaranteeing the death benefit.

Tomorrow's Financial Services, Inc.Interested in more information or details?
Call the TFS Insurance Agency, Inc. Home Office
732-758-9300 x165 or
email at shipsher@tfsweb.com.

Indexed Universal Life products are not an investment in the “market” or in the applicable index and are subject to all policy fees and charges normally associated with most universal life insurance.
Competitor Information: Information taken from competitor software and WinFlex as of 8/15/2013. Competitor information is obtained from sources believed to be reliable, but its accuracy or completeness is not guaranteed. If there are questions regarding this information, please contact a representative from the applicable company. This data is for informational purposes and is not intended as a solicitation or a recommendation of any insurance product. All expressed information or opinions are subject to change without notice.
1 Subject to eligibility requirements
2 Subject to premium payment requirements.
3 The interest bonus on the Index Account is guaranteed. North American offers a conditionally guaranteed interest bonus on the Fixed Account to further help your clients build long-term cash value accumulation. Fixed Account interest bonus may be earned when we declare a current interest rate. Not available in Texas.
4 If Policy has a Premium Guarantee Rider attached to it, such rider will be terminated upon the election of the Protected Death Benefit.
Please refer to the current marketing guide, Builder Series IUL (NAM-1275), for complete product details. Guarantee Builder IUL is issued on policy form series LS175 Accelerated Death Benefit Endorsement for Critical, Chronic and Terminal Illness is issued on form series LR477; Accelerated Death Benefit Endorsement for Chronic and Terminal Illness is issued on form series LR465 and Accelerated Death Benefit Endorsement for Terminal Illness is issued on form series LR466 or state version by North American Company, Administrative Office, Sioux Falls, SD 57193. Products, features, riders, endorsements, or issue ages may not be available in all jurisdictions. Limitations and restrictions may apply.